The template and Test Suite would be easier to understand if they used variable "t" (not "y") to represent time in years, consistent with the Problem Statement. Likewise "a0" instead of "x".
So many choices
Multiply a column by a row
Matlab Basics - Assigning Variables
find the surface area of a cube
Create tangent function out of cosine only
Create tangent function out of sin and cos
Implement zero-based indexing for Matrices
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